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Our Emerald account is a Fixed Deposit Account. In other words, an Investment Savings account with a defined rate for a certain period of time.

PSCU’s fixed deposit's investment period, spans for one (1) year. The rate and interest earned is fixed for the said period.

To gain the full rate, the member must not break the period of the time stipulated. If this is broken, only 3.5% interest would be earned.

Requirements to Access the Emerald Account
  Approved membership
  Minimum range from $25,000
  Two (2) Valid forms of Identification
Benefits of the Emerald Account
  The Emerald Account can be used as additional collateral for loans
  Monthly draw-downs on interest generated
  Free Embassy Letters
  Processing fees waived
  Defined cash flows. That is, knowing exactly what your getting
Rates Information on the Emerald Account.

$25,000 - $49,000

2.75%

$50,000 - $99,000

3.00%

$100,000 – $299,999

3.50%

Over $300,000

4.00%

 

 
 
 
PSCU SMALL AND MICRO ENTERPRISE LOAN
2010-09-28 13:06:51

PSCU Credit Union recently launched a small and micro enterprise loan facility with a difference (PSCU SME Loan). The loan caters to present or prospective entrepreneurial members of the credit union and provides at the present time a maximum of Fifty Thousand Dollars ($50,000.00) at any one time per entrepreneur. The loan is processed within a fairly short time frame of 7-10 days, once requirements are met.

 

 
   
 
 
  Dear Members
 

"We at the PSCU strive to meet and surpass the expectations of our members, taking responsibility for both their economic and social interests with competitive interest rates and products as well as a number of lifestyle enhancing programs. We continue to upgrade our premises, having launched our Southern Headquarters in 2010 and we are in the process of revamping our expanded facility in Chaguanas and within the next year or so, will be launching our brand new Arima Headquarters. We continue to look for expanded facilities in Tobago, to be able to provide a higher level of service and efficiency to our membership in the sister isle. We continue to improve our products and services to ensure that you our members always have what you need. We also continue to improve our technology and this web site will continue to evolve as we do. I would like to take this opportunity to thank all of our hard working staff for their continued diligence and commitment to the PSCU and for playing their part in ensuring that we remain one of the top rated Credit Unions in Trinidad and Tobago. To our valued members, remember, we are here to serve you, so come in to your branch today and let us know what more we can do to enhance your experience and to ensure that we continue to celebrate excellence."

 
 
               
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